Hern Financial Coaching
Hern Financial Coaching Services 

Personal & Family Financial Coaching

Goal Setting
Debt Reduction / Elimination
Budgeting
Personal Bill Pay & Financial Bookkeeping
College Planning
Wealth Building
Cash Flow Management
Risk Reduction
Accelerated Debt Elimination
Investment Planning
Tax Reduction
Retirement Planning
Emergency/Crisis Planning
Personalized Life Stage Coaching
     *Young Adult/Teenager/"Young Millionaire"
     *Engaged/Newlyweds
     *Separating/Separated/Divorced    
     *Change of Career
     *Retirement

Career & Life Coaching

Goal Setting
Work Issues
Resume Review
Employee Benefits Analysis

Small Business Coaching / Consulting

Cash Flow Analysis
Budget Analysis
Advertising & Marketing
Product Pricing
Human Resources & Safety
Strategic Planning
Bookkeeping & Financial Services
Accounts Payable Analysis
Operational Process Review
Cost/Expenditure Streamlining
Debt Analysis
Insurance & Payroll Analysis